Terms of Use

TERMS OF USE

Please read this terms of use before accessing or using this website. When you access or use this website, you agree to be bound by the terms of use and Agreement, including the liability disclaimers contained below. If you do not agree to the terms contained herein, do not use this website or do not download any information from this website. Materials and contents on this website may be accessed, downloaded and printed for personal and non-commercial use only. By using this website, you agree that you will not use any materials or information found on this site for any purpose that is unlawful or prohibited by the terms of use or Agreement, including, but not limited to, the use of this website from locations outside of the United States of America or if you are under 18 years of age. Your permission to use the website is automatically terminated if you violate any of the terms contained in this Agreement.

CONSENT

You hereby understand and agree that by using this website, you automatically and without any further action have established a business relationship between you and Ram Realty and Mortgage Inc. As a result you agree to allow Ram Realty and Mortgage Inc. to contact you about its business via telephone, e-mail and /or standard mail using the contact information you have provided. You hereby consent to such contact even if your phone number is on any Do Not Call list.

LIABILITY DISCLAIMER

RAM REALTY AND MORTGAGE INC. WILL DO ITS BEST TO MAKE SURE THAT THE INFORMATION IN THIS WEBSITE IS ACCURATE. HOWEVER, INACCURACIES OR ERRORS MAY OCCUR UNKNOWINGLY. USE THIS WEBSITE AT YOUR OWN RISK. RAM REALTY AND MORTAGE INC. RESERVES THE RIGHT TO CHANGE OR MODIFY THE CONTENT IN THE WEBSITE ANY TIME WITHOUT ADVANCE NOTICE. THE USE OF THIS WEBSITE CONSTITUTES YOUR ACCEPTANCE OF ANY MODIFIED TERMS OR CONTENTS. RAM REALTY AND MORTGAGE INC. IS NOT LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, PUNITIVE, INCIDENTAL OR CONSEQUENTIAL DAMAGES CAUSED BY THE USE OF THIS WEBSITE AND/OR THE CONTENT THEREON, WHETHER RESULTING IN WHOLE OR IN PART, FROM BREACH OF CONTRACT, TORTIOUS CONDUCT, NEGLIGENCE, STRICT LIABILITY OR ANY OTHER CAUSE OF ACTION. 

INDEMNIFICATION

You agree to indemnify, defend and hold harmless to Ram Realty and Mortgage Inc, and their officers, directors, members, partners, volunteers, employees, representatives, licensors and agents, from and against all losses, injuries, claims, liabilities or damages, including attorneys’ fees, that result from or relate to your use of the Website and any violation of these Terms of Use and our Privacy Policy.

GOVERNING LAW AND VENUE

This Agreement shall be governed by the laws of the State of California. You hereby consent and voluntarily submit to personal jurisdiction in the State of California, in and by the courts of the State of California in San Diego County and the United States District Court for the Southern District of California, in any action in which a claim is brought with respect to this Agreement and you agree that it may be served with process in any such action by hand delivery, courier, overnight delivery service, or certified or registered mail, return receipt requested. You irrevocably and unconditionally waive and agree not to plead, to the fullest extent permitted by law, any objection that it may now or hereafter have to the laying of venue or the convenience of the forum of any action or claim with respect to this Agreement brought in the United States District Court for the State of California or the courts of San Diego County.

THIRD PARTY WEBSITES

Please note that these Terms of Use apply only to this Website and not to other websites that may be accessible from the Website via hyperlink. We do not endorse or make any representations about any other websites or have any responsibility for them or for any loss or damage that may arise from your use of them. If you follow links from the Website to other websites or platforms, you will be subject to the terms and conditions, including any other privacy or security policies, of those websites or platforms.

TERMINATION

Ram Realty and Mortgage Inc. may terminate your access to the Website for any reason without prior notice.

MISCELLANEOUS

This Agreement embodies the entire agreement between the parties and may not be amended, modified, altered or changed in any respect whatsoever except by a writing duly executed by the parties hereto. This Agreement supersedes any and all prior and contemporaneous oral or written agreements or understandings between you and Ram Realty and Mortgage Inc. No representation, promise, inducement or statement of intention has been made by you and Ram Realty and Mortgage Inc. that is not embodied in this Agreement. You and Ram Realty and Mortgage Inc. shall not be bound by, or liable for, any alleged representation, promise, inducement, or statement of intention not contained in this Agreement. A printed version of this Agreement shall be admissible in judicial or administrative proceedings based upon or relating to this Agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. You agree that each provision to this Agreement shall be construed independent of any other provision of this Agreement. The invalidity or unenforceability of any particular provision of this Agreement shall not affect the other provisions hereof. In the event any provision of this Agreement is deemed unenforceable, including, but not limited to, the liability disclaimers above, the unenforceable provision shall be replaced with an enforceable provision that most closely reflects the intent of the original provision.